Here’s how to increase your chances of landing a loan if you have bad credit.. you to have at least 20 percent equity in your home for a cash-out refinance.. Bankrate.com is an independent.
Another option that prospective homeowners with bad credit can take is purchasing a home with a co-borrower. Fixing or Preventing Bad Credit. Having bad credit is not the end of the world. It still may be possible for lenders to give you a loan, provided your credit score is not too low.
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