Mobile Home Loan Calculator. Try different interest rates and term lengths to find the right monthly payment for you. To use the Mobile Home loan calculator below, just enter the appropriate values into the fields below (or use the default values provided), and click the Calculate button.
*The mobile home mortgage rates indicated above are reflective for both purchase and refinance, using an amount to finance of $250,000. The refinance rates reflect 90% to 80% loan to value, while purchase rates reflect a 10% to 20% down payment.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.
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How to buy a mobile home: mortgage loans for older manufactured housing. This article resulted from a question asked by one of our readers. It turns out that many other visitors also wanted to.
Getting a low interest rate mobile home loan is very possible using the FHA mortgage program. The reality is that in many areas, manufactured homes, also known as Mobile Homes, are the primary residence of choice and one of the most difficult types of homes to get a competitive low interest rate home loan on.
So if your manufactured home is still on wheels, or is not financeable for any other reason, look into a personal loan. Check my rate for a manufactured home loan (personal loan) up to $100k.
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Getting a comparable conventional interest rate for a mobile home loan is more than possible with today’s loan products. mobile home interest rates are usually right in line with traditional FHA mortgage rates.The key to financing a manufactured home is ensuring it is tied to land and complies with FHA & conventional mobile home lending guidelines.