can i refinance my mortgage with another bank

Should I Get a Home Equity Loan or a Cash-Out Refinance to Buy a New Property? [#AskBP 078] Can you let me know if I can refinance my existing mortgage though I am on disability? Anonymous. Posted on:. The court did not reafferm the mortgage with citi bank but i have made my payments to them as I agreed to do with citibank. Citybank will not refinance and threaten me not to be late on even 1 payment.. I contacted another.

Simply put, if you can get into a lower rate mortgage, a refinance is worth looking into. That said, consider how long it will take you to recoup closing costs. For example, if you paid $2,000 to refinance your mortgage to a lower rate and your payment dropped by $150 per month, it will probably take you just over a year to break even.

How much can refinancing your mortgage save you? Find out the quick and easy way with NerdWallet’s free refinance calculator. fixed-rate loans are offered in 30-, 20-, 15- and even 10-year terms.

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Refinance your HELOC and mortgage into a new mortgage.. If you refinance into another HELOC, be aware of heightened underwriting standards.. "That’s one of the situations where you.

Mortgage sold to yet another servicer. What are my options?. don’t like the servicer is a losing proposition unless you can, somehow, ensure that your new bank will not sell your new mortgage to the same servicer or someone even worse.. same boat unless you got them to take that clause out.

To transfer your mortgage, you’ll need to refinance with a new bank. Some people refinance to get shorter mortgage terms or lower mortgage rates, and if the term of the mortgage with the new bank is the same length as with the previous bank, you’ll effectively be extending the length of your mortgage if you’ve been paying toward the current.

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i have an account with you and i want to refinance my car with td bank. what paperwork would i need?. we recommend reaching out to them directly to discuss your options for a refinance. They can be reached Monday through Friday from 8AM to 10PM and Saturday from 8AM to 7PM at 800-556-8172.

My wife, a homemaker, is not paying I-T/filing income tax returns. However, I am paying I-T on rental value received. The entire sale value is deposited in a bank FD. Please guide me as to whether I.